OOPS..there goes the wing mirror

kkodal78 · Post by **kkodal78** » Tue Dec 13, 2011 1:14 pm

well this morning after dropping off my daughter to school , a lady with a ISUZU SUV decided to center the road and hit my off side mirror with hers. result: her mirror shattered and a scratch on her casing and my mirror in pieces. luckily the other person was also military and carry the same insurance company as i do in states which made the process easier. i took a few pics of the mirrors just in case and called the insurance company when i got home about 25 mins after the accident. i gave them both of our info and they put me thru a body shop which is about 6 miles away from me. they said they can come out and take a look at my car in 20 mins. i said ok and they came and took some more pics of the mirror. luckily only thing that is broken is the wing mirror itself no damages to the door or anything. with my deductible i am going to pay 50 quid for a whole new wing mirror. they will put the order thru BMW dealership today and hope to get everything fixed by friday. on the other hand when my wife had an accident back in sept with her A class the other party had a british insurance and i still have yet to hear from them about the claim outcome. i gave up on calling them and being put on hold for 45 mins for them to tell me they are still working on it. that's with the fault being on the other party %100. i already fixed up the merc Aclass and driving it. it only cost 200 quid so they can shove that 200 quid somewhere when they decide to reimburse us.

dirtymonkey29 · Post by **dirtymonkey29** » Tue Dec 13, 2011 3:14 pm

She hit you and you have to pay Â£50?

Raj · Post by **Raj** » Tue Dec 13, 2011 4:17 pm

[quote=""dirtymonkey29""]She hit you and you have to pay Â£50?[/quote]

That was my thought too. Maybe with States insurance you still have to pay an excess or something.

kkodal78 · Post by **kkodal78** » Tue Dec 13, 2011 5:13 pm

well to get the ball rolling that's the deductible i have to pay once they decide it is her fault i get a refund.

pvr · Post by **pvr** » Tue Dec 13, 2011 5:28 pm

At least it is not like it is in the UK that even as a non fault, your next year's premium would have gone up.

kkodal78 · Post by **kkodal78** » Tue Dec 13, 2011 8:19 pm

i am safe on the increase. even i am at fault i have a accident forgiveness to guarantee against any increase. in this case i am pretty sure i will get the Â£50 back in a few weeks. i am wondering what the bill will come out to in total for this repair. i am guessing around Â£600 for a new mirror assembly and the paint job on the cover! any ideas?

dirtymonkey29 · Post by **dirtymonkey29** » Tue Dec 13, 2011 11:35 pm

Can you get me car insurance as well as parts?

kkodal78 · Post by **kkodal78** » Wed Dec 14, 2011 12:41 am

[quote=""dirtymonkey29""]Can you get me car insurance as well as parts?[/quote]
i wish i could help. i actually asked before but the insurance company said they only insure NATO military assigned in UK. so no help on the insurance but if you need parts let me know i'll do my best to get what you need from stateside.

kkodal78 · Post by **kkodal78** » Wed Dec 14, 2011 1:51 pm

i just received a phone call about the pricing on the mirror. the complete assembly minus the paint job is 940 quid and another 260 quid for labour for painting and replacing...so 1200 gbp for the whole job. the mirror comes with a warranty as long as i own the car.

pvr · Post by **pvr** » Wed Dec 14, 2011 4:25 pm

Â£1200 for a mirror replacement. Wow, the mirror is now worth a large precentage of the total value of the car

Powercat · Post by **Powercat** » Wed Dec 14, 2011 4:38 pm

Â£1200 for one mirror

scooby1doo1 · Post by **scooby1doo1** » Wed Dec 14, 2011 5:16 pm

Now you no why so many get nicked

Sent from the phone via talktapa

Powercat · Post by **Powercat** » Wed Dec 14, 2011 7:37 pm

[quote=""scooby1doo1""]Now you no why so many get nicked[/quote]

One of my mirrors has cracks in it so hopefully that will put them off, maybe I should put cracks in the other one as a cheap antitheft deterrent

scooby1doo1 · Post by **scooby1doo1** » Wed Dec 14, 2011 9:00 pm

[quote=""Powercat""][quote=""scooby1doo1""]Now you no why so many get nicked[/quote]

One of my mirrors has cracks in it so hopefully that will put them off, maybe I should put cracks in the other one as a cheap antitheft deterrent

[/quote]
yeah but a tin of paint will make it as good as new

Sent from the phone via talktapa

Powercat · Post by **Powercat** » Wed Dec 14, 2011 9:29 pm

[quote=""scooby1doo1""][quote=""Powercat""][quote=""scooby1doo1""]Now you no why so many get nicked[/quote]

One of my mirrors has cracks in it so hopefully that will put them off, maybe I should put cracks in the other one as a cheap antitheft deterrent

[/quote]
yeah but a tin of paint will make it as good as new

Sent from the phone via talktapa[/quote]

Since it's the actual mirror that is cracked it would have to be some amazing paint

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