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Quick question on insurance

Discuss your latest mods or ideas, and anything to do with the BMW X5 (E53).
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X5Sport
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Re: Quick question on insurance

Post by X5Sport » Fri Sep 14, 2012 10:50 pm

There was an article in Auto Express a few months back that said with safety cameras having been around for long enough now and so drivers should be paying attention to them so no more sympathy, insurers were no longer ignoring the 3-points (were only interested in 6 or more as said above), and certain offences could hike insurance by 11% or more.  Mobile phone use is one that more and more insurers were beginning to regard as to be no longer considered for cover at all.

I put it on this thread back in April.
Last edited by X5Sport on Sun Sep 16, 2012 4:55 pm, edited 1 time in total.
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jaynana
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Re: Quick question on insurance

Post by jaynana » Sat Sep 15, 2012 12:30 pm

that's exactly my scenario i think..

anyways.. after shopping around i sealed the deal just now. tesco it is.

anybody else who's interested - the tesco clubcard offer of upto 30% off made the winning bid! note that price comparison sites did not display the discounted price up front, only showed a notice saying there'd be a club card discount. had to go through the motions to get the discounted price!

net result - retained my insurance at the same price as last year with the SP30 in hand. .

goes without saying if i didn't have the SP30 i'd have managed to bring the premium down significantly!!

this one from mrs to me :chair:
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X5Sport
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Re: Quick question on insurance

Post by X5Sport » Sun Sep 16, 2012 4:57 pm

Been there too......offence in the car, but motorcycle insurer clobbered me!!  Never got that one.. ???
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Re: Quick question on insurance

Post by Si » Sun Sep 16, 2012 8:58 pm

I am with Asda for mine, £857 a year with £450 Xs and that with my other half on it as well and she is only 30 with I accident that was her fault !!

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Re: Quick question on insurance

Post by Imy » Wed Sep 19, 2012 4:35 pm

Looks like the X5 is the number 1 stolen car in the country. brilliant. I was told these came with cat 1 security so surely they cant be that accessible?

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Re: Quick question on insurance

Post by X5Sport » Wed Sep 19, 2012 4:41 pm

But that was back in 1999 - as in Thatcham 1......I don't think they are ever re-assessed are they?  And Thatcham being sponsored by the Industry doesn't exactly help.

Theft most likely to be be from 'key grabs' where the keys are stolen from the owners house.  Hard to believe it's the 'most stolen car' but if that's what the stats say and even then they're only from Tracker.  Loads of X5's with no Tracker supplied device that probably never been nicked...... :)

Tracker lost the BMW contract some time back.  I wonder if it was because not enough were being recovered..... ;)
Last edited by X5Sport on Wed Sep 19, 2012 4:52 pm, edited 1 time in total.
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